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Solutions

One primary channel:
financial institutions.

SCORE360 plugs in white-label to your institution's systems — without ever replacing your regulatory role. The lending decision always stays yours.

MFIs & SFDsCommercial banksCredit fintechsDigitalising SFDs
MFIs & SFDs

Industrialise lending to semi-formal SMEs.

MFIs and SFDs finance the largest segment of African SMEs — often without financial statements, with little banking history. SCORE360 gives them a dynamic score based on real flows, sector KPIs and digital signals. No balance sheet required.

  • SME scoring without full financial statements
  • Fast onboarding via FLOW™ (QR PI-SPI)
  • Drift alerts before default
  • Integrated regulatory reporting
Request a demoSee architecture
85 %of African SMEs without full financials — now scorable with SCORE360
What you get
Score delivered in < 5 seconds
Reduced loan file analysis cost
Zero raw data shared
Commercial banks

Cut NPLs. Sharpen your SME analysis.

Commercial banks in the UEMOA carry a significant share of non-performing loans on the SME segment. SCORE360 provides continuous visibility into borrowers' real activity, detects stress signals well before default, and proactively identifies refinancing opportunities.

  • Continuous SME portfolio monitoring
  • Early NPL signal detection
  • Scoring complementary to internal model
  • Core banking integration via CONNECT™
Request a demoSee architecture
–90 dearly detection of default signals before the critical due date
What you get
Measurable NPL rate reduction
Fewer costly provisions
Healthier, more profitable SME portfolio
Credit fintechs

Embedded scoring via API. Qualified volume.

Credit fintechs need fast, accurate scoring that plugs natively into their lending flow. SCORE360 exposes a documented REST API that returns a score and recommendation in seconds — without any SME data transiting outside your platform.

  • Score in < 3 seconds via REST API
  • Real-time webhooks on score events
  • Immediate sandbox & test keys
  • Per-call billing, no minimum
Request a demoSee architecture
< 3 sAPI latency — real-time scoring inside your lending flow
What you get
Full integration in < 5 days
Higher approved volume, stable NPL rate
No call minimum required
Digitalising SFDs

Support at the pace of your transformation.

Digitalising decentralised financial systems represent a vast, untapped potential. SCORE360 offers a progressive activation path — start with FLOW™ to structure your flows, then activate ENGINE™ as data volume grows.

  • FLOW™ start with no technical prerequisite
  • Progressive scoring as data matures
  • Training & onboarding included
  • Gradual transition to automated scoring
Request a demoSee architecture
2 phasesof activation — FLOW™ first, ENGINE™ when you're ready
What you get
No infrastructure prerequisite
Operational scoring from first data
Human support at every step

Your use case not listed?

Every institution has its constraints. Let's talk — our product team reviews every case.

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